Debt Collection Letters for Creditors

I can't tell you how many times we are asked about debt collection letters and how to collect on a debt. Well, I finally found a service worth telling you about that can provide a wide variety of debt collection letters for a creditor.

It seems that the collection business is a big mystery to many individuals and small businesses that are owed money. Whether it's from a bad check someone gave you (NSF), a judgment, child or spousal delinquencies, or a promissory note gone bad, it's difficult for the average person to be a creditor.

I have helped many collection agencies and skip tracers with search services and I wanted to introduce a new flat rate collection company that offers debt collection letters for creditors.

If you are trying to collect on any of the following debts try this service:

• Delinquent Accounts
• Unpaid Invoices
• Past Due Bills
• Court Judgments
• Unlawful Detainer Judgments
• Unpaid Child/Spousal Support
• Bounced Checks
• Debtors that are companies or corporations

Letters and flat rate plans and packages also available that include a pre-collect or "soft" collection letter as well as a payment plan that allows you to send a reminder letter once a month for up to 12 months if you and your debtor can agree on a payment plan.

It also solves another frequent question about how to report a debt to the three collection bureaus. One of the biggest benefits of working with a flat rate is that there are no commissions or percentages to pay and for only a few bucks you can have your debtor reported to the credit bureaus. This is really your only recourse if the debtor just won’t pay.

Once you report a debtor to the credit bureau they will need to pay you in order to get any new credit. If they try to purchase a home, car or anything that requires credit, your debt will show up on the report. We know of several instances where a very small debt forced the debtor to pay the balance in order to get a car loan.

ABOUT THE AUTHOR: Noah Wieder is President and CEO of Intelligent eCommerce, Inc. and the founder of http://www.bestpeoplesearch.com/. Bestpeoplesearch is a private investigtor portal and Information Retrieval Services web site where investigators offer searches to businesses and individuals with specific search needs.

Categories: debt, collection, BPS

Google offers free 411 for business listings

Just saw that Google has introduced a new FREE 411 service. You can ask for BUSINESSES by name or Category (no residential listings).

Call 1-800-GOOG-411 (1 800 466 4411). The service will also provide details, such as address and will CONNECT you for FREE.

This is easier to do than the free GOOGL (46645) text messaging if you are driving, and sure beats paying the 411 fee through your cellular provider.

ABOUT THE AUTHOR: Noah Wieder is President and CEO of Intelligent eCommerce, Inc. and the founder of www.bestpeoplesearch.com. Bestpeoplesearch is a private investigtor portal and Information Retrieval Services web site where investigators offer searches to businesses and individuals with specific search needs.

Categories: Google, BPS

Social security gov retirement benefits

Social Security is part of a retirement plan for almost every American worker. If you or someone you know are among the 96% of American workers covered under Social Security, you should know how the system works as well as what you should receive from Social Security when you retire.

If you are trying to collect a debt from a retired American worker or need to find out if a person is collecting benefits for a judgment or other related legal work, we suggest you review this professional search.

We have conveniently linked this article to the Social Security Gov Retirement Benefits booklet should you need to download that information.

If you are looking to find information regarding the location of a person collecting Social Security Benefits visit this link.

ABOUT THE AUTHOR: Noah Wieder is President and CEO of Intelligent eCommerce, Inc. and the founder of www.bestpeoplesearch.com. Bestpeoplesearch is a private investigtor portal and Information Retrieval Services web site where investigators offer searches to businesses and individuals with specific search needs.

Categories: SSN, BPS

Credit Headers – Fear of Extinction

Private Investigators please let your voices be heard by your Congress man or Congress woman. This is a VERY important issue and you must contact your politicians to let them know you need these tools to do your job.

Please read this Article and take action!

ABOUT THE AUTHOR: Noah Wieder is President and CEO of Intelligent eCommerce, Inc. and the founder of http://www.bestpeoplesearch.com/. Bestpeoplesearch is a private investigtor portal and Information Retrieval Services web site where investigators offer searches to businesses and individuals with specific search needs.

Categories: SSN, BPS

Can I get someone's credit report?

We get this question a lot:
"So and so" owes me money, how can I pull his credit report without him knowing about it? I need to find out where he works or lives to serve him papers.

Unfortunately and I guess fortunately you really can't. Sometimes it would be really helpful to pull a credit report on someone that owes you money before you try and chase them down. This way you know if it's worth spending time, money, and effort pursuing them to get what's owed.

Sometimes we're all glad it's not that easy to obtain one and there are laws in place preventing anyone from getting that information.

I'm no attorney and I don't claim to know much about the various laws on this subject. If you are a lawyer, or know the law, please leave comments to help others.

We currently don't offer to obtain credit reports. There are plenty of places to obtain your own credit report and you can obtain the report of others with the right credentials.

One of the credentials to obtain someone's credit report requires written permission from that individual. If you are a lender, a company that deals with issuing credit or insurance or need it for employment purposes you can also obtain the reports.

The Fair Credit Reporting Act "FCRA" is the law that pertains to the financial matters of others. This federal statute does allow a business to pull a credit report for an individual or a business in certain situations, the key phrase here being "certain situations". Use this link to view the FCRA, but I warn you that is an 86 page PDF and is not easy reading.

A good article on the subject written by Jenny C. McCune a contributing editor with Bankrate.com can be found here.

From blog comments found here.
Bottom line: OK to pull if you have a written release from the consumer, for credit, employment or insurance purposes. OK to pull if you have a judgment or a court ordered document against the consumer.

If you need to locate someone's employer for a process server or to garnish wages you don't need a credit report. You can simply hire an investigator to conduct a Place of Employment "POE" search.

ABOUT THE AUTHOR: Noah Wieder is President and CEO of Intelligent eCommerce, Inc. and the founder of bestpeoplesearch.com. Bestpeoplesearch is a private investigtor portal and Information Retrieval Services web site where investigators offer searches to businesses and individuals with specific search needs.

Categories: Credit, Judgments, BPS